Associate's Spotlight: OnQ Financial
On Q Financial, Inc. was founded in 2005 by John Bergman who had the vision of hiring the best people in the mortgage industry to provide home buyers with a simplified mortgage experience. Offering a portfolio of attractive loan products along with competitive pricing has allowed On Q financial to build upon that earlier vision every year since its inception and to experience consistent annual growth. Being a purchase focused lender, with more than 80 retail locations and more than 650 employees, On Q Financial is now licensed in nearly every state and has been recognized by Mortgage Executive Magazine as the #51 Mortgage company in the United States.
Drew Kolmeier, Vice President and Area Manager for South Texas, has been active in the mortgage industry for more than 20 years, having served in almost every position in the mortgage banking field. Drew has dedicated his career to helping clients achieve their homeownership goals as well as to helping loan officers and staff expand their experience and grow their careers. With all the unique advantages inherent within the On Q company, he has found it to be the ideal place from which to ensure that all clients receive the best and most efficient lending experience possible.
In the San Antonio branch the core personnel group at On Q Financial has worked together for more than 15 years, have beyond 125 combined years in the industry and pride themselves on being extremely knowledgeable in every facet of mortgage lending in the Texas market, as well being able to provide an unmatched level of efficiency and speed of closing. And, while it happens in some of their peer companies that the client never meets their loan officer, the Mortgage Consultants with On Q Financial not only attend all their closings so they may answer any questions that may come up but after being there from the beginning also remain available to their clients for years after their transactions have closed and funded.
As a Tier One Lender, On Q Financial funds more than $2.9 billion in residential home loans annually and is a Freddie Mac, Fannie Mae and Ginnie Mae Direct Seller/Servicer. REALTORS® choose On Q Financial for their buyers because they provide continuous personal loan service from application to closing and funding. Drew pointed out that while On Q does have the usual array of loan products they recognize that one size does not fit all and, because of their impressive list of primary investors, they are able to provide a number of unique loan programs not available to smaller mortgage companies. On Q Financial also has Texas Bonds, Texas Veteran loans and can offer FHA loans down to a 580 score with very little overlays.
For their REALTOR® partners, On Q Financial offers the services of their in-house marketing team that is constantly crafting unique co-branded marketing materials and strategies, way beyond the usual “flyers,” to help promote the companies and their associates. And REALTORS® appreciate that all facets of the lending process are handled in-house from the initial intake application through the common-sense underwriting to the final funding. Overall, On Q Financial has a 52% faster closing record than other lenders and offers a one-time close program for new home construction. On Q Financial is totally focused on closing their loans by the time they have specified, and one special feature that truly sets them apart from other lenders is their on-time close (OTC) guarantee whereby they promise that if they do not close a registered OTC loan on time, the seller and buyer will each receive $1,000. So, REALTORS®, wouldn’t your clients appreciate that commitment?
You are welcome to visit the On Q Financial office in San Antonio which is located at 18585 Sigma Road, Suite 100, with an in-house staff of more than 20 people also including Mortgage Consultants:
Fred Camarillo, NMLS #1032005, 210-287-6866 Jose Martinez, NMLS # 1047719, 210-389-2976
Alicia Epperson, NMLS # 1474872, 210-862-1045 Cindy Kolmeier, NMLS #219560, 210-834-6555
Lindsey Kneupper, NMLS # 218728, 210-215-8402 Drew Kolmeier, NMLS # 228071, 210-380-6779
Christine Rodriguez, NMLS # 326319, 210-274-1580 Robert Rodriguez, NMLS # 429309, 210-602-0619
Melody Niemietz, NMLS # 1527821, 210-668-0958 Eric Steitz, NMLS # 920858, 303-345-7152
Michael Stephan, NMLS # 364861, 210-872-1739 Michele Lee, NMLS # 230021, 210-473-7747
D’Angelo Williams, NMLS # 1149197, 210-389-8743