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Associate's Spotlight: Gold Financial Services

Providing the Gold Standard in Service

Gold Financial Services is a mortgage banker that has been an active part of the local real estate community for more than 20 years and is one of the largest FHA &VA residential mortgage lenders consistently offering comprehensive loan programs and superior customer services.

In an age of banking where most companies are so technology driven that they never even see their customers, Gold Financial believes strongly that nothing is more important than meeting with their customers face to face.

Michelle Noble, who began her career in the real estate industry as a REALTOR® was a top producing agent for several years before finding she needed more structured business hours to accommodate caring for her family. She began working in the lending industry, filling all the various positions on the way to becoming a licensed Mortgage Broker and later moving on to full-service Mortgage Banking. Michelle has now been associated with the real estate industry in South Texas for more than 35 years, has been with Gold Financial Services since 2008 and has over the past several years grown the Noble Branch to be the successful business it is today.

Gold Financial Services – Noble Branch is committed to a level of customer service that is unrivaled in the industry and while they offer all the technology, bells, and whistles that a customer will get with a national lender they also create the same great feeling one might experience when sitting down and talking to one’s hometown banker. Michelle believes that a credit score does not determine who a borrower is and wants every client to feel that they are in a friendly environment when they visit. At the Noble Branch they understand that buying or refinancing a home can be the largest and most emotional investment that one is ever going to make, so whether clients are first-time homebuyers or seasoned investors they stand ready to help. They pride themselves on exceeding expectations and are interested in the opportunity to not only be the partner that REALTORS® will choose to assist them and their clients but to also build a life-long relationship with them to continue to fulfil any and all of their client’s financing needs.

The usual array of financing products is available through Gold Financial Services and include, but are not limited to, FHA, VA, Texas Vet, USDA and Conventional loans. Michelle and her staff will take all the time necessary to help each client determine the best product for their purposes and although manufactured homes have additional guidelines and procedures that make most lenders shy away from them, her office is one of the few that have been doing these loans for years and continues to do so now. REALTORS® should also be aware that whether their client plans to purchase a small commercial building, a multimillion-dollar facility or anything in between, the Noble Branch can guide them through the process and help them secure the appropriate financing with the best investors.

The staff at Gold Financial Services – Noble Branch pride themselves on exceeding expectations and offer fast and secure same day pre-qualification, 24 hr review and underwriting, secure low-interest rates and an on-time closing guarantee! They provide the Gold App which provides loan information and status updates in real-time, ensuring a hassle-free experience for all parties involved and allows both client and REALTOR® to be able to track loan status throughout the loan process, to review and upload loan documents on the go, to instantly and securely share time-sensitive data and the ability to obtain instant pre-qualification letters.

Because of the length of time, Michelle has been in the mortgage industry and the number of successes experienced by REALTORS® and their clients at the Gold Financial Services-Noble Branch much of the current business handled there is either of a repeat or referral nature. In many cases, this is the third home loan being serviced for a given client and oft times additional family members have also processed their home purchases through Michelle. As REALTORS® know, once you find a loan officer who consistently closes their loans successfully and in a timely fashion, it just makes sense to keep going back there. Michelle can be contacted by phone at 210-745-5570 or by email at mnoble@goldfinancial.com.

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